Only then did I realize that the credit card platinum card still has this kind of rights. Then, I regretted the platinum card of the bank of communications that I voluntarily canceled in order to save the annual fee of 1,000 yuan the year before, and the platinum card of the construction bank that was just canceled half a year ago. Fortunately, I still kept the china merchants bank platinum card, and then submitted some materials according to the requirements of the visa center, and completed the application procedures. Credit card issued by bank of america card gamers will never stop at the functions and benefits of domestic credit cards.
When they started to study american credit cards, they found that in terms of benefits and functions, the difference between domestic and foreign credit cards is simply worlds Vietnam phone number list apart. The consumption rewards program of american credit cards is probably the envy of many chinese. China merchants bank is considered to be the, but the credit card point system of china merchants bank is very stingy. Every rmb 20 spent earns 1 point, based on 1,000 points, it is worth about rmb 40 if you don’t have a platinum card, and about rmb 100 if you have a platinum card.
That is to say, you have to spend 1000×20=20000 yuan to get 40 yuan cash back. The cashback rate is about 0.2%. This kind of cashback card has long been closed in the united states. Most credit cards in the united states have a 1%-5% cash back, which means that for every 1,000 yuan spent, you can get 10-50 yuan in cash back. According to the calculation above, the 20,000 yuan of china merchants bank can only be exchanged for 40 yuan. If it is replaced by an american card, it can be exchanged for almost 200-1,000 yuan.